Whose fault is it?

The big question for many Americans today is who should get the finger pointed. In my opinion most of us because there were a lot of people who borrowed money they could not afford to repay.

Which brings us back to budgeting. You can't spend more then you take in no matter who you are. This is not Rocket Science.

You most definitely will have issues if you still do not plan properly. Over confidence and no planning is the result of serious financial issues.

If you need help give us a call or someone with the skill set to help you out.

Denise D. Johnson
EDALS Consulting

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